Prestigious Homes of Boca Raton Real Estate,flat fee MLS Service for the State of Florida

Need Help
Phone 561-392-2450
in South Florida

In Central & North Florida
561 392 2450

M-F 9am - 6pm
Weekends Sat 9-2pm

Faxes- 1 -561-880-6838 0r
1-561 392-0557


Faxes 561 880 6838
& 561-392-0557

========
Realtor .

We offer limited service Listings for luxury Property's and low end properties too !

Our Name alone is worth the cost of a MLS Listing. SERVICE

Member of the Palm Beach County-Broward- Dade MLS Miami , Orlando MLS Boards PALM BEACH MLS GREATER FT LAUDERDALE MLS.

Prestigious Homes Member of Many MLS Boards in FLorida And a Proud Member of Realtor.com Flat fee realtor Florida State Lic CQ 101 0556 Ready on Notice Consulting Services Inc. DBA/ Prestigious Homes Realty Real Estate of Boca Raton, reduced commissions

voted best flat fee mls in florida

Link exchange

Boca Raton Real Estate Company!!

Ready On Notice Consulting Services DBA: Prestigious Homes Realty Realtor Real Estate listings sales

1251 SW 19th St Boca Raton, FL Phone 561-392-2450

Please in In Central and North Florida Only 561 392 2450

hours we answer phone m-f 9 - 6 weekends sat 9-1pm sun 10-12 certain weekends might be closed phones sometimes forwarded to home phones

fax 561 880 6838 561-392-0557

prestigiousboca@aol.com Realtor

RealEstateABC

"IMPORTANT INFORMATION: Learn about how Realtor.com" works

Realtor.com
"See example"
and how we do it. And how we direct calls to you !

NEED HELP CALL   561 392 2450

NOTE: Please In Central and North Florida 561-392-2450

RealEstateABC

last thing - hid comments

Palm Beach county flat fee mls Boca Raton Flat fee MlS Boynton Beach MLS Delray Beach West palm beach Wellington Royal Palm Flat Fee Realtor MLS,WPB, Dade, miami, FT Lauderdale, Orlando, Tampa, and more Flat fee MLS Realtor Fort lauderdale Flat fee MLS Realtor Miami dade Miami flat fee MLS Multiple listing service Flat Fee Realtor Orlando MLS Orange Multiple listing service Orange County MLS Osceola County Lake Seminole Polk Pasco Port Saint Lucie West Volusia Hillsborough Tampa Tampa MLS Jacksonville MLS Duvall Clay Putnam MLS Flat fee MLS Boards Duval Clay Putnam

 

 

 

Prestigious Homes realty of Boca Raton

Prestigious Homes Realty licensed Real Estate Broker
and
RBD Lending licensed lender in florida - HARD MONEY LOANS

options to avoiding foreclosure

loan modifacation

prestigious homes realty and rbd lending now

assist with
short sale deed lieu of foreclosure loan modification interest rate deduction
you do not have to be late on payments to get a loan modification
homeowners - investors all may qualify

Loan modification - loan mod Foreclosure defense, interest rate reduction , short sale , deed in lieu of foreclosure

c

short sale deed lieu of foreclosure loan modification interest rate deduction
you do not have to be late on payments to get a loan modification
homeowners - investors all may qualify

Loan modification interest rate reduction
you do not have to be late on payments to get a loan modification
homeowners - investors all may qualify

Loan modification interest   rate reduction
you do not have to be late on payments to get a loan modification
even if you have been denied on modification you can apply again
homeowners - investors all may qualify

Loan modification interest rate reduction..
LOAN MODIFICATION
  • IS YOUR MORTGAGE PAYMENT TOO HIGH?
  • IS YOUR MORTGAGE PAYOFF LARGER THAN WHAT YOUR HOME IS WORTH?
  • ARE YOU FALLING BEHIND ON YOUR MORTGAGE PAYMENTS?
  • IS YOUR INTEREST RATE TOO HIGH?
  • DO YOU WANT TO AVOID A FORECLOSURE?
  • A Loan Modification Solution can help you save your home! We provide homeowners an opportunity to restructure their loan in such a way that they can stay in their home! By negotiating a loan modification on behalf of the homeowner, we are able to protect your most important asset, your home!

    You do not have to be late on payments to get a loan modification
    homeowners - investors all may qualify
    Mortgage Modification or Mortgage rate reduction is when  the lender modifies one or more of the terms of your  existing mortgage without the typical cost of a refinance.  Most lenders today are doing modifications on Primary, Second and Investment Properties.  However,  every lender on loans (delete) has their own particular guidelines, and guidelines change frequently! (add)

 


Even if you have denied before you can resubmit for a (add) modification.  But educate yourself first, call for you FREE EBOOK designed for Modification Consultants! (add)

examples
1. Wachovia
Existing principal balance: 711,403.99
Negam min payment: 2632
principal & interest payment: 3426
Mortgage Assistance Program
New principal balance: 569,123.19
Interest only payments for 6 years starting at 4%
New payment 1897
Principal and interest payment starting 5/15/2016 at 5.712%, 2999.12 payment
for life of loan

2. Indymac
Old Rate: 6.125%
New Rate : 2.5% for 5 years and 4.5% thereafter.
Old Payment: $2,017.42
New Payment: $1,347.36 for 5 years and $1,783.65 thereafter.
Savings Of:  $670.06 for 5 years and $233.77 thereafter.

Bank Of America Clients were current.  Old Rate 7.5. 
New Rate 2.3% for 5 years and 0% on second for 2 years. 
Lender offered a higher rate, and it was negotiated to 2.3% 

However,  every lender  has their own particular guidelines..
If you would like a free E-Book designed for Mortgage Modification Negotiators
just call we will email it to you immediately, no cost or obligation.  (move down and center)

 

Borrower Benefits

  • No harm is done to the homeowner's (one word) credit rating.
  • Homeowner's avoid foreclosure and can sell the home later on if they choose for a good market value.
  • Loan modification does not affect the neighborhood home values.
  • Mortgage debt is "forgiven" instead of settling through stressful, and sometimes embarrassing, legal proceedings.
  • Loan terms are modified to work within the borrower's financial means.
  • Families get to remain in their cherished homes and neighborhoods.
  • A professional loan modification net branch handles every step of loan modification processing for homeowners (one word), giving you back your peace e of mind.

If you are considering doing your own modification educate yourself call us today
. (delete) and insert below paragraph


If you would like a free E-Book designed for Mortgage Modification Negotiators
just call we will email it to you immediately, no cost or obligation. 

 

Loan modification - loan mod Foreclosure defense, interest rate reduction , short sale , deed in lieu of foreclosure
561 392 2450

 

==============================================

A short sale or deed in lieu may help avoid foreclosure or a deficiency.

Many homeowners facing a foreclosure have to determine that they just can’t afford to stay in their home. When and If you plan to give up your home but want to avoid foreclosure (including the negative blemish it will cause on your credit report), consider a short sale or a deed in lieu of foreclosure. These options allow you to sell or walk away from your home without incurring liability for a “deficiency.”
To learn about deficiencies, how short sales and deeds in lieu can help, and the advantages and disadvantages of each, read on.
=======================================

Short Sale

A short sale is when a lender is willing to take less t hen what is owned to them
In many states, lenders can sue homeowners even after the house is foreclosed on or sold, to recover for any remaining deficiency. A deficiency occurs when the amount you owe on the home loan is more than the proceeds from the sale (or auction) -- the difference between these two amounts is the amount of the deficiency.
In a “short sale” you get permission from the lender to sell your house for an amount that will not cover your loan (the sale price falls “short” of the amount you owe the lender). A short sale is beneficial if you live in a state that allows lenders to sue for a deficiency -- but only if you get your lender to agree (in writing) to let you off the hook.
If you live in a state that doesn't allow a lender to sue you for a deficiency, you don’t need to arrange for a short sale. If the sale proceeds fall short of your loan, the lender can’t do anything about it.
How will a short sale help? The main benefit of a short sale is that you get out from under your mortgage without liability for the deficiency. You also avoid having a foreclosure or a bankruptcy on your credit record. The general thinking is that your credit won’t suffer as much as it would were you to let the foreclosure proceed or file for bankruptcy.
What are the drawbacks? You’ve got to have a real offer from a buyer before you can find out whether or not the lender will go along with it. In a market where sales are hard to come by, this can be frustrating because you won’t know in advance what the lender is willing to settle for.
What if you have more than one loan? If you have a second or third mortgage (or home equity loan or line of credit), those lenders must also agree to the short sale. Unfortunately, this is often impossible since those lenders won’t stand to gain anything from the short sale.
Beware of tax consequences. A short sale may generate an unwelcome surprise: Taxable income based on the amount the sale proceeds are short of what you owe (again, called the “deficiency”). The IRS treats forgiven debt as taxable income, subject to regular income tax. The good news is that there are some exceptions for the years 2007 to 2009. To learn more, see “Income Tax Liability in Short Sales and Deeds in Lieu,” below.
=======================================

Deed in Lieu of Foreclosure

With a deed in lieu of foreclosure, you give your home to the lender (the “deed”) in exchange for the lender canceling the loan. The lender promises not to initiate foreclosure proceedings, and to terminate any existing foreclosure proceedings. Be sure that the lender agrees, in writing, to forgive any deficiency (the amount of the loan that isn’t covered by the sale proceeds) that remains after the house is sold.
Before the lender will accept a deed in lieu of foreclosure, it will probably require you to put your home on the market for a period of time (three months is typical). Banks would rather have you sell the house than have to sell it themselves.
Benefits to a deed in lieu. Many believe that a deed in lieu of foreclosure looks better on your credit report than does a foreclosure or bankruptcy. In addition, unlike in the short sale situation, you do not necessarily have to take responsibility for selling your house (you may end up simply handing over title and then letting the lender sell the house).
Disadvantages to a deed in lieu. There are several downfalls to a deed in lieu. As with short sales, you probably cannot get a deed in lieu if you have second or third mortgages, home equity loans, or tax liens against your property.
In addition, getting a lender to accept a deed in lieu of foreclosure is difficult these days. Many lenders want cash, not real estate -- especially if they own hundreds of other foreclosed properties. On the other hand, the bank might think it better to accept a deed in lieu rather than incur foreclosure expenses.
Beware of tax consequences. As with short sales, a deed in lieu may generate unwelcome come taxable income based on the amount of your “forgiven debt.”
=======================================

Income Tax Liability in Short Sales and Deeds in Lieu

If your lender agrees to a short sale or to accept a deed in lieu, you might have to pay income tax on any resulting deficiency. In the case of a short sale, the deficiency would be in cash and in the case of a deed in lieu, in equity.
Here is the IRS’s theory on why you owe tax on the deficiency: When you first got the loan, you didn’t owe taxes on it because you were obligated to pay the loan back (it was not a “gift”). However, when you didn’t pay the loan back and the debt was forgiven, the amount that was forgiven became “income” on which you owe tax.
The IRS learns of the deficiency when the lender sends it an IRS Form 1099C, which reports the forgiven debt as income to you.
No tax liability for some loans secured by your primary home. In the past, homeowners using short sales or deeds in lieu were required to pay tax on the amount of the forgiven debt. However, the new Mortgage Forgiveness Debt Relief Act of 2007 (H.R. 3648) changes this for certain loans during the 2007, 2008, and 2009 tax years only.
The new law provides tax relief if your deficiency s tems from the sale of your primary residence (the home that you live in). Here are the rules:
  • Loans for your primary residence. If the loan was secured by your primary residence and was used to buy or improve that house, you may generally exclude up to $2 million in forgiven debt. This means you don’t have to pay tax on the deficiency.
  • Loans on other real estate. If you default on a mortgage that’s secured by property that isn’t your primary residence (for example, a loan on your vacation home), you’ll owe tax on any deficiency.
  • Loans secured by but not used to improve primary residence. If you take out a loan, secured by your primary residence, but use it to take a vacation or send your child to college, you will owe tax on any deficiency.
The insolvency exception to tax liability. If you don’t qualify for an exception under the Mortgage Forgiveness Debt Relief Act, you might still qualify for tax relief. If you can prove you were legally insolvent at the time of the short sale, you won’t be liable for paying tax on the deficiency.
Legal insolvency occurs when your total debts are greater than the value of your total assets (your assets are the equity in your real estate and personal property). To use the insolvency exclusion, you’ll have to prove to the satisfaction of the IRS that your debts exceeded the value of your assets.20
Bankruptcy to avoid tax liability. You can also get rid of this kind of tax liability by filing for Chapter 7 or Chapter 13 bankruptcy, if you file before escrow closes. Of course, if you are going to file for bankruptcy anyway, there isn’t much point in doing the short sale or deed in lieu of, because any benefit to your credit rating created by the short sale will be wiped out by the bankruptcy.

 

For more info on getting help with the above and other options contact prestigious homes
561 392 2450

 

Loan modification - loan mod - Foreclosure defense, interest rate reduction , short sale , deed in lieu of foreclosure
561 392 2450

For more info on getting help with the above and other options contact prestigious homes

561 392 2450


Realtor.com
"See example"

=================================================

For Sale- Buy homes let us help, We rebate 50% of the commission to you!!

=================================

See Properties that Sold with Us

===========================

GET OUR FOR SALE SIGN WITH YOUR CONTACT INFO !! THIS HELPS LET REALTORS KNOW YOU ARE WORKING WITH THEM , AND NOT TRYING TO BE A FSBO
See our special "For sale Sign"

flat fee mls florida

We Help you sell fast !!!

Prestigious Homes Realty flat fee mls testimonial and slide show.

Sellers and Buyers : We OFFER

Reduced Commissions !, Creative Marketing, Beautiful homes, Virtual tours, Big Ads, Open houses , Prestigious Signs, The Internet Returned phone calls, Keeping our appointments, Updating information to our customers,Years of experience

According to the National Association of Realtors, 87 % of homes sold were sold through realtors, using the Multiple Listing Service (MLS). Prestigious homes is offering two programs to help you sell you home Prestigious Homes offers two programs at this time to help sell Mid range to high range homes
Renters looking for a place to rent in South Florida click here! discount programs
(from apartments to ocean front homes )

Our Experience
Specializing on prestigious homes, luxury homes

Read how the MLS Service works and how we do it , And how we direct calls to you !
Flat FEE MLS Service - MLS Programs Listed Above..

Flat fee mls florida

flat rate mls service

list home in the MLS in charlotte county - manatee- venice florida
list property in the MLS charlotte county - manatee- venice florida

List property MLS Jacksonville,  list property MLS Orlando List property MLS  Tampa , List Property MLS Charlotte County ,  List Property  in the MLS List property MLS port charlotte county ,List property MLS WPB , List Property MLS duval county , List Property MLS Broward County Florida , List Property MLS Miami Dade  , List Property Orange County Florida , List Property MLS Palm Beach county Florida List Property MLS Osceola County  Florida , List property MLS hillsborough

Search homes & Buy We list many homes Get buyer rebates on commissions List homes real estate in Boca raton florida areas

Boca Raton , Florida Community Links

flat fee realtor mls florida flat fee realtor

Prestigious Homes of Boca raton Prestigious homes Of west palm beach

sell home by owner -cash for your home

Google
 

(Back to top)

Boca Raton Real Estate Home Sales Listings Serving South Florida/ Boca Raton, Parkland, Delray Beach, Boynton Beach, Highland Beach

Contact Us

Link exchange, Real Estate link swap , link MLS swap

Home | About Us | Sellers Flat Fee MLS Programs- Listing Programs in FLorida | Buyers | Featured Listings MLS Search | Financing | Title and Closing Fees | FAQ Testimonials | References | Contact Us | Terms of Use | Sitemap

----------------------------------------------------

PRESTIGIOUSBOCA

DI and Q Financial Property management and investments sellhomebyowner.net

Close [X]

Other links from various other Sites

sell home by owner advertise list home in realtor.com

list home property in the mls

list property in the mls Jacksonville
list property in the mls orlando

list property in Tampa florida

list home in the mls Tampa

list advertise property in the MLS

list property in the mls florida

list home list property in mls charlotte county florida

list home in the multiple listing service MLS

RBD Lending Hard Equity Loan Programs Financing Bad credit loans on single family homes Equity based loans Rates start at 7.9% call 561 392 2450 in broward and palm beach county

rentals- yearly rentals - rebate rentals - seasonal rentals in south florida

Optimization Nation
Offers several tips, tricks, and search engines secrets to get your web site to the top of the search engines in a short period of time.

cash for your home in palm beach - property in palm beach county Cash for your home in -south florida - cash for your home pompano cash for your home Lantana - cash for your home west palm beach cash for your property palm beach county - broward county 561 392 2450

Sell Home By Owner Advertise Real Estate on the internet Realtor.com , AOL, MSN , Excite , Yahoo , and more all 52 States, except Florida . And Real Estate investing

Central Florida flat fee mls Orlando tampa areas

www.prestigioushomes.net prestigious homes

prestigioushomesflatfeeservices.net

Flat Fee MLS listing service we list home in the MLS in the state of florida miami to port st lucie

Discount Flat Fee MLS Service West Palm Beach
Flat Fee MLS, list your home in the multiple listing service (MLS), and Realtor.com. west palm beach. other links

MLS Listing Service Florida Discount flat fee MLS listing service

Ft lauderdale MLS Service

Boca Raton FL, MLS Listing service south palm beach county florida

movies, links awards, comments

ABOUT REALTOR.COM AND HOW IT WORKS Realtor.com is not the MLS , but a mirror image and we put your property - home in both the MLS and realtor.com and Realtor.com powers dozens of webs site through the internet !!!!
( your home is always in the correct MLS service with our company Multiple Listing Service )


ron schwartzman

Other links from various other Sites

Gambling casino online at gamblingplanet.org

Swap links- exchange links

links ready on notice

Orlando flat fee MLS , MLS flat fee realtor

MLS Real estate Services discount. Prestigioushomes.net prestigious homes flat fee MLS services .net
Flat Fee MLS listing service

fort lauderdale MLS

mls listing service movies

Robert the doll of key west !

For Sale- Buy homes let us help, We rebate the commission to you!!

The cars
real estate

yahira movies music u tube MLS

MLS Fee & Oompa Loompa song Willy Wonka's chocolate factory

www.prestigioushomesflatfeeservices.net/real_estate_links.html swap links link directory

ready on notice We buy homes in south florida, we sell homes in south florida buying and selling homes prestigiousboca - Prestigious Homes of

Boca Raton Real estate, realtor, Realty Boca Raton Delray Beach, florida

===

Real Estate, realtor REAL ESTAE MLS FLAT FEE

simba the dog and nanna the cat

ron's picture page actors movie
great deals in central florida

bocaguy6 profile on Aol

Flat Fee Realtor, Orlando Flat Fee MLS rebate realty program in south florida get paid to rent through us- click here -

Riverside Real Estate
California Based Real Estate.

Loans hard equity loans south florida Palm Beach county Broward County

My Friends Links

spiderman75

momigz

mooneduc

glenmonkapid

pussycatdolls05

prestigious homes flat fee mls on freindster

kcluv

sheila8

Close [X]